The bill comes for your Christmas purchases. Since you didn't go crazy buying gifts, the balance due doesn't surprise you. However, yesterday you went to the eye doctor and you need glasses. Your insurance doesn't cover eye care and you don't get paid until next week. However, you did get your tax refund.
What will you do?
Use my refund for the eye doctor and pay the minimum payment due on the credit card. Use my refund for the eye doctor and sacrifice going out with my friends this week so I can pay at least half the balance on the credit card.