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Union University

Student Financial Aid

Cost of Attendance for MCUTS Students

2026-27 COA for MCUTS Students

COA for MCUTS students during 2026-2027
Direct Costs (these are the costs that would be part of your student bill as an off-campus student)
Tuition $7,416 Based on 6 credits each semester over Fall, Spring, and Summer
Mandatory Fees $720 Based on fees for Fall, Spring, and Summer
Total Direct Costs $8,136 This is prior to any applied financial aid — but GREAT news, financial aid is available!
 
Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university)
Indirect Costs are Coming Soon

2025-26 COA for MCUTS Students

COA for MCUTS students during 2025-2026
Direct Costs (these are the costs that would be part of your student bill as an off-campus student)
Tuition $7,200 Based on 6 credits each semester over Fall, Spring, and Summer
Mandatory Fees $705 Based on fees for Fall, Spring, and Summer
Total Direct Costs $8,505 This is prior to any applied financial aid — but GREAT news, financial aid is available!
 
Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university)
Housing $13,956 This is a standard allowance for the cost of off-campus rent or other housing costs over the course of the academic year. Your actual costs may vary.
Food/Meals $5,976 This is an allowance for off-campus food/meals over the course of the academic year. Your actual costs may vary.
Books, Course Materials, Supplies, and Equipment $450 This is an estimate; your costs could differ depending on how you obtain your books and required course materials or supplies.
Transportation $4.056 This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation.
Loan Fees $396 This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFA for more information.
Personal Expenses $12,912 This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions.
Total Indirect Costs $37,746
 
Total COA $46,251 Total allowable Cost of Attendance for Memphis Center for Urban and Theological Studies (MCUTS) students (prior to application of any financial aid eligibility)