Skip to Content

Cost of Attendance

Three young adults sit at a small table in a café, working on laptops and writing in notebooks. Two people wear red shirts and one wears gray. There are drinks on the table and a backpack on the floor.
A group of graduates in black caps and gowns walk outdoors on a sunny day, smiling and heading in the same direction. Trees, grass, and a building are visible in the background.

What is Cost of Attendance?

Cost of Attendance is used in part to help determine a student’s financial aid eligibility and to estimate costs associated with attending college. It is not meant to be the exact costs every student will pay, but a standard estimate that is used for all categories of students for financial aid purposes. Some costs are Direct Costs, meaning they are charged to a student as part of your bill through the University. Other costs are indirect costs, meaning a student would not be billed for them — but they are costs to consider when evaluating what is needed to attend for a given period of time. Your financial aid in total from all sources (institutional, state, federal, and outside sources) cannot exceed your Cost of Attendance. See our FA Policy page for more information on institutional policy on reduction of aid in these cases.

Your costs may vary based on your individual decisions or circumstances. Information below is provided assuming:

  1. Cost estimates are based on expected enrollment as listed on each program Cost of Attendance
  2. Fall and Spring attendance for Traditional UG student programs and Fall, Spring, Summer attendance for most Adult Studies and Graduate/Professional programs
  3. Buster Book Bundle: The Bulldog Depot, the university bookstore, currently offers the Buster Book Bundle that allows you to obtain your books at a rate of $25 per credit hour. This rate has been used for many of the estimates that appear in these Cost of Attendance projections. Your costs could differ depending on how you purchase your books.

2026-27 Traditional Undergraduate Cost of Attendance

Students Living On-campus

COA for Traditional Undergraduate Students Living On-Campus during 2026-2027
COA for traditional undergraduate students living on-campus during 2026-2027
Direct Costs (these are the costs that would be part of your student bill as an on-campus student)
Tuition $41,170 12-16 hours per semester as a block rate
Mandatory Fees $1,520 This does not include a one-time $185 Orientation fee for first-time Union students.
Housing $10,800 This is the cost for The Quads Apartments; your costs could differ depending on your housing option.
Food/Meals $6,636 This is the 285 meal-plan; your costs could differ depending on your meal-plan selection.
Total Direct Costs $60,126 This is prior to any applied financial aid — but GREAT news, financial aid is available!
 
Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university)
Books, Course Materials, Supplies, and Equipment $750 This is an estimate using the Buster Book Bundle; your costs could differ depending on how you purchase your books
Transportation $3,316 This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation.
Loan Fees $130 This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFP for more information.
Personal Expenses $11,154 This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions.
Total Indirect Costs $15,350
 
Total COA $75,476 Total allowable Cost of Attendance for on-campus, traditional undergraduate students (prior to application of any financial aid eligibility)

Students Living Off-campus

COA for Traditional Undergraduate Students Living Off-Campus during 2026-2027
COA for traditional undergraduate students living off-campus during 2026-2027
Direct Costs (these are the costs that would be part of your student bill as an off-campus student)
Tuition $41,170 12-16 hours per semester as a block rate
Mandatory Fees $1,520 This includes an allowance for an estimate of course fees over the academic year. This does not include a one-time $185 Orientation fee for first-time Union students.
Total Direct Costs $42,690 This is prior to any applied financial aid — but GREAT news, financial aid is available!
 
Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university)
Housing $10,660 This is a standard allowance for the cost of off-campus rent or other housing costs over the course of the academic year. Your actual costs may vary.
Food/Meals $5,016 This is an allowance for off-campus food/meals over the course of the academic year. Your actual costs may vary.
Books, Course Materials, Supplies, and Equipment $750 This is an estimate using the Buster Book Bundle; your costs could differ depending on how you purchase your books.
Transportation $3,316 This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation.
Loan Fees $130 This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFP for more information.
Personal Expenses $11,155 This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions.
Total Indirect Costs $31,027
 
Total COA $73,717 Total allowable Cost of Attendance for off-campus, traditional undergraduate students (prior to application of any financial aid eligibility)

Students Living with Parents

COA for Traditional Undergraduate Students Living with Parents during 2026-2027
COA for traditional undergraduate students living with parents during 2026-2027
Direct Costs (these are the costs that would be part of your student bill as an off-campus student)
Tuition $41,170 12-16 hours per semester as a block rate
Mandatory Fees $1,520 This includes an allowance for an estimate of course fees over the academic year. This does not include a one-time $185 Orientation fee for first-time Union students.
Total Direct Costs $42,690 This is prior to any applied financial aid — but GREAT news, financial aid is available!
 
Indirect Costs (these are costs you may incur in attending college but are not billed to you by the university)
Housing $5,330 This is a standard allowance for the cost of housing over the course of the academic year. Your actual costs may vary.
Food/Meals $5,017 This is an allowance for off-campus food/meals over the course of the academic year. Your actual costs may vary.
Books, Course Materials, Supplies, and Equipment $750 This is an estimate using the Buster Book Bundle; your costs could differ depending on how you purchase your books
Transportation $3,316 This is an estimate for transportation fees you may incur over the year for items such as traveling to class or trips home; your costs could vary greatly depending on your situation.
Loan Fees $130 This is an estimate for the average cost of Federal student loan fees such as origination fees; your costs could vary based on your decisions to borrow, contact SFP for more information.
Personal Expenses $11,155 This is an estimate of costs for day-to-day expenses you may have over the next academic year. Your costs could vary greatly based on your situation and financial decisions.
Total Indirect Costs $25,698
 
Total COA $68,388 Total allowable Cost of Attendance for traditional undergraduate students living with parents (prior to application of any financial aid eligibility)

COAs for Adult Studies Undergraduate Programs

2026-27 Net Price Calculator

Additional Components that Can be Considered in Cost of Attendance

Additional Components

While the Cost of Attendance is applicable for each student within a category of program, we understand there are individual situations or circumstances that could differ from the standard COA provided. There are additional components that can be added to your Cost of Attendance as applicable. Please note:

  1. increases to your individual Cost of Attendance does not necessarily mean additional financial aid is available for this increase, and
  2. increases in aid could come in the form of additional loan borrowing and we encourage you to consider these costs and repayment.

Estimates on repayment and costs can be found on the federal student aid website. If you have any questions about Cost of Attendance or your individual situation, please do not hesitate to contact Student Financial Aid to discuss with our staff.

Other Expenses to Consider

Study Abroad Expenses: This is an allowance for reasonable, documented costs for an approved Study Abroad program. Your costs may already be covered through the provided Cost of Attendance, but if you have questions or would like to discuss your situation, please contact our office.

Dependent Care Expenses: This is an allowance for costs associated with care of your dependent(s) based on documented actual or estimated expenses and considering the age and number of dependents. Dependent care cost requests can cover, for example, class-time, study-time, field work, internships, and commute time. If you would like to request this component be added to your Cost of Attendance, please provide documentation of the costs along with your request. If you have questions or would like to discuss your situation, please contact our office.

Disability-Related Expenses: This is an allowance for expenses related to a disability, including special services, personal assistance, transportation, equipment, and supplies reasonably incurred and not already provided for by other agencies. If you would like to request this component be added to your Cost of Attendance, please provide documentation of the costs along with your request. If you have questions or would like to discuss your situation, please contact our office.

Professional Licensure, Certification, or First-Professional Credential: This is an allowance for the costs associated with obtaining a license, certification, or first professional credential for a student in a program that prepares them to enter a profession that requires such a qualification. These must be costs incurred while (not after) you are enrolled. For example, we cannot include costs that are paid after a student is no longer enrolled. Examples of allowable costs include fees charged to take a licensing exam, costs of applying for and obtaining the license or certification, etc. Please note that where applicable we have attempted to include these costs for programs with a licensure requirement. However, as some programs do not require you to take the licensing or certification requirements during enrollment, the addition of this component could be case-by-case and you may be eligible to have this added to your Cost of Attendance. If you would like to request this component be added to your Cost of Attendance, please provide documentation of your costs along with your request. If you have question or would like to discuss your situation, please contact our office.

Purchase or Rental of a Computer: This is an allowance for reasonable costs associated with the rental or up-front purchase of a personal computer. In cases where this is required for your program, this component has been included. However, if you would like to request this component be added to your Cost of Attendance, please provide documentation of the computer you wish to rent/purchase along with your request. If you would like to discuss your situation, please contact our office.